aaaaaargh..been hit + run'd in my new xant

HDI Dave · Unread post by **HDI Dave** » 18 Jun 2009, 13:15

Typical,
Just got my new 2.0 hdi 110 all back together (new clutch etc), taxed,mot'd and working great. Been driving it for 2 days and...
...parked up outside the shop and an asian woman just drives into me

she carries on going, with me shouting 'oi, wtf, stop, etc'.No no no,she drives off!!!! I chased her but she wouldn't stop

She took me deep into asian territory,lots about,so thinking quick I thought, not getting out here,(mind you,she WASN'T stopping anyway!) so I called the cops.
Copper on phone, 'just pull over sir'
Me, 'eh? she's getting away!
'Pull over'.

So that's that,give him the reg number of the biatch and never hear from them again,probably.
Only plus side is that the Xant suffered surprisingly little damage (helluva noise,scraping on impact) so I reckon her car must be stoved in all down her passenger side.

Oh and I'm getting this 'french charm' thing now,it's a great motor, pulls like a train and rides like a limmo

Ross_K · Unread post by **Ross_K** » 18 Jun 2009, 13:19

That's a balls. Still, at least only the corner cap is affected - you can just pop that one piece off.

Uninsured driver probably...

HDI Dave · Unread post by **HDI Dave** » 18 Jun 2009, 13:28

Ross_K wrote:That's a balls. Still, at least only the corner cap is affected - you can just pop that one piece off.

Uninsured driver probably...

Aah right, good (the cap pops off).

And yes,prolly uninsured.
I'm not even bothered too much about my car,it'll fix, just the fact that she 'left the scene of an accident' etc. I was FUMING!!!
What if she hits a kiddy or something? and the copper nonchelantly just says, 'let her go sir' so I had to watch her sail off

Unread post by **myglaren** » 18 Jun 2009, 16:51

Go into a local police station and report it, get a crime number. They are more likely to follow it up if you do, take her off the road if she is driving without insurance.

Then you can go to the small claims court for damages. Better than claiming insurance money as it counts against you even if you have had a claim on someone else's insurance. it being their fault.

Deanxm · Unread post by **Deanxm** » 18 Jun 2009, 17:13

Shame we have to share the roads with these idiots really isnt it, its happened to me twice now, both times parked with the engine off, not in the XM thankfully, and it is very, very infuriating

especialy when they just drive off

.
Tbh although small claims should be worth it, in an ideal world, its never going to be worth the time and effort on your part for the result you get, if she isnt insured, they will probably plead poverty and be ordered to pay £6 a week, of course you will only see the first payment, if that etc etc.
I would however get to a police station asap and report her though.

D

Homer · Unread post by **Homer** » 18 Jun 2009, 20:05

Deanxm wrote:if she isnt insured, they will probably plead poverty and be ordered to pay £6 a week, of course you will only see the first payment, if that etc etc.

If the other driver is uninsured then you can make a claim through the MIB.

And for £3.50 you can find out for yourself via http://www.askmid.com/

Xaccers · Unread post by **Xaccers** » 18 Jun 2009, 20:33

Just hope your police are a bit more on the ball than mine

Apparently a spanish lorry looking for the M1 smashed the wing up on my megane (personally I think it was the builders on the new estate just across the road but it doesn't matter).
Reported it to the police, gave them the number plate the builders gave me.
Then got a letter demanding I take my driving licence, insurance and log book down to the local station.
Now when the accident happend, I was fast asleep in bed, the car was parked outside the house (that was fun filling out the "how fast were you travelling at the time of the accident?" question).
The local police were confused as to why I was bringing in my documents (apparently no one told them), but they duly noted everything was in order and eventually I got a sheepish and slightly confused apology

Oh and was then told there was nothing they could do.

red_dwarfers · Unread post by **red_dwarfers** » 18 Jun 2009, 23:34

Homer wrote: And for £3.50 you can find out for yourself via http://www.askmid.com/

The free check allows you to make sure that your own vehicle is insured simply by typing in the reg. I suppose its handy if you own lots of cars with seperate renewal dates but I can generally remember when my renewal is due.

reblack68 · Unread post by **reblack68** » 19 Jun 2009, 17:13

All you need to do is tick the box saying the vehicle belongs to you.

MikeT · Unread post by **MikeT** » 19 Jun 2009, 17:32

askmid is not accurate and can be out of date or lagging behind reality and it doesn't take into account trade insurance or people driving on another policy not belonging to the car. Take it's results with a pinch of salt is my advice.

Sid_the_Squid · Unread post by **Sid_the_Squid** » 19 Jun 2009, 21:49

Dude thats outrageous, some people should never have been granted licenses to drive.
Time to kick ass and chew bubblegum..

Oh and I'm getting this 'french charm' thing now,it's a great motor, pulls like a train and rides like a limmo

Thats the magic of citroen, ya gotta love it.

KP · Unread post by KP » 19 Jun 2009, 22:32

If a vehicle comes back as having no insurance then no-one should be driving it on anything but a trade policy in certain circumstances.

addo · Unread post by **addo** » 19 Jun 2009, 22:59

Good old internet.

People having a whinge and not doing what they can actually do, to approach a remedy.

Last year I was struck in the Xantia, by a driver who didn't stop. He tried changing lanes mid-corner, into me.

With plates duly noted, I went straight to the police station and stood there while they filled out an incident report. I've seen enough police culture to know if you don't apply sufficient pressure ASAP, something else will "overwhelm" your incident.

I get the feeling our plaintiff is third party insured only. In this instance, recovery is best approached post-repair with documentation. But - you won't get anywhere without an incident report to refer back upon...

Imagine if you said:

...parked up outside the shop and a Jewish woman just drives into me
she carries on going, with me shouting 'oi, wtf, stop, etc'.No no no,she drives off!!!! I chased her but she wouldn't stop She took me deep into Jewish territory,lots about,so thinking quick I thought, not getting out here,

It wouldn't be considered very acceptable, eh? It's not innate ethnicity that makes a crap driver, more the lack of a group's social integration with the greater community - and thus an awareness of suitable behaviour/competency.

Regards, Adam.

Unread post by **myglaren** » 20 Jun 2009, 08:15

superloopy1 wrote:Just checked my Activa an it comes back RED. I switched it to a private plate after i took out insurance, should I have told insurance company?

Yes, in a word.

HDI Dave · Unread post by **HDI Dave** » 20 Jun 2009, 09:50

Addo,
yeah, fair point mate.
TBH I couldn't care less if they're black,white,pink,thick,ugly etc etc, but I could have worded it better. My point was that for some reason that area is the worst in the UK for uninsured drivers, mainly asian,as quoted in the papers etc, but it's got to the point over here where you can't/daren't even state facts without upsetting someone.
I apologize if anyone took offence.