Auto Aid - £39 quid, full service home start/breakdown/recovery - pay and claim, they organise a breakdown service, who you pay by card and reclaim. Does exactly what they say, includes spouse cover and covers you both in ANY car, in UK. A third of the price, been with them 10 years, claimed a few times, never waited more than an hour for a breakdown or three days for a cheque! Ring them on 01277720700 or Google AutoAid.
In Europe - (and in theory in UK - but read on!) ADAC. German breakdown club, the way AA used to be.
Check out
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Their number is 0049 8022 22222 (If you get an answering machine in German, leave your number and they will call you back in English in office hours. Obviously their breakdown number doesn't do that - they always have English speakers!) They're also a lot friendlier than we're used to...!
About £60 quid for same full cover throughout Europe. Have to ring them in Germany, but they have English speaking staff and are like the AA used to be - still a breakdown CLUB, with club ethics and service. (They admit their service in UK doesn't win any prizes 'cos their partner here is the AA, who don't like Brits getting their service for less than half price...) so it pays to have both ADAC and AutoAid if you want the best in UK and in Europe and beyond...
Hope that helps.
No connection with either except as a very satisfied customer!
AA? Pah!