In November 2018 while driving on a dark country road I had the misfortune to hit a rather large deer, which resulted in the car being an insurance write off. It was a Seat Leon which I had recently bought and it was in absolutely immaculate condition. I was going to repeat it myself, but because the car was so good it would have ruined it getting fixed with salvage parts. I can't remember the exact figures but do recall that I got paid out a few hundred more than I paid for the car, and I saw it for sale in a salvage auction a few weeks later.
So I know it was put back on the road, been constantly tested and taxed since. Imagine my surprise then when today I got a letter from the insurance company stating they had under valued the car by nearly £500! Add on interest of nearly £200 and I'm going to get a cheque for this within the next 14 working days!
Now with so much scams on the go this has made me wonder about this. The letter looks genuine, there is a number to call and an email address to contact if I have any questions about this. However the letter states there is no need to contact them, the cheque will automatically sent with no further action on my part.
I am not going to contact them, I will wait the time, I suppose 3 weeks and see what happens. I shall let you know if I do get this money. I don't think its a scam and the cash will come in very handy though.
Pleasant insurance surprise
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daviemck2006
- Donor 2024
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- Joined: 04 Dec 2010, 18:45
- x 496
Pleasant insurance surprise
Skoda Karoq 1.6tdi 2018
Peugeot boxer 2016
In the family
Cupra Leon 1.5tsi tourer 2024 daughter 1
C1 vtr+ 2010 daughter 2
Vw golf 1.9gttdi 150 spare toy.
Peugeot boxer 2016
In the family
Cupra Leon 1.5tsi tourer 2024 daughter 1
C1 vtr+ 2010 daughter 2
Vw golf 1.9gttdi 150 spare toy.
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Huskyxantia
- (Donor 2025)
- Posts: 3515
- Joined: 30 Jul 2018, 22:11
- x 783
Re: Pleasant insurance surprise
Well , this will be an intersting post to watch , not like an insurance company to admit to under paying there claims
Husky.
Thinking outside of the box is better than sitting in a dark one.

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daviemck2006
- Donor 2024
- Posts: 5031
- Joined: 04 Dec 2010, 18:45
- x 496
Re: Pleasant insurance surprise
Especially after 5 years plus!Huskyxantia wrote: 20 Mar 2024, 19:24 Well , this will be an intersting post to watch , not like an insurance company to admit to under paying there claims
Skoda Karoq 1.6tdi 2018
Peugeot boxer 2016
In the family
Cupra Leon 1.5tsi tourer 2024 daughter 1
C1 vtr+ 2010 daughter 2
Vw golf 1.9gttdi 150 spare toy.
Peugeot boxer 2016
In the family
Cupra Leon 1.5tsi tourer 2024 daughter 1
C1 vtr+ 2010 daughter 2
Vw golf 1.9gttdi 150 spare toy.
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daviemck2006
- Donor 2024
- Posts: 5031
- Joined: 04 Dec 2010, 18:45
- x 496
Re: Pleasant insurance surprise
Cheque arrived in post today. Still got to deposit it yet but certainly seems real!
Skoda Karoq 1.6tdi 2018
Peugeot boxer 2016
In the family
Cupra Leon 1.5tsi tourer 2024 daughter 1
C1 vtr+ 2010 daughter 2
Vw golf 1.9gttdi 150 spare toy.
Peugeot boxer 2016
In the family
Cupra Leon 1.5tsi tourer 2024 daughter 1
C1 vtr+ 2010 daughter 2
Vw golf 1.9gttdi 150 spare toy.
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myglaren
- Forum Admin Team
- Posts: 28486
- Joined: 02 Mar 2008, 13:30
- x 5600
Re: Pleasant insurance surprise
You should be able to take a photo of it on your phone and send that to the bank to deposit it.
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Sloppysod
- Moderating Team
- Posts: 1450
- Joined: 23 May 2015, 23:35
- x 371
Re: Pleasant insurance surprise
Depends on Bank.myglaren wrote: 23 Mar 2024, 20:07 You should be able to take a photo of it on your phone and send that to the bank to deposit it.
Stu 
"Some cause happiness wherever they go, others whenever they go"Oscar Wilde (1854-1900)
"Some cause happiness wherever they go, others whenever they go"Oscar Wilde (1854-1900)
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myglaren
- Forum Admin Team
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- Joined: 02 Mar 2008, 13:30
- x 5600
Re: Pleasant insurance surprise
Quite possibly.
Mine does and several of my kids and grandkids can. All different banks.
Mine does and several of my kids and grandkids can. All different banks.
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daviemck2006
- Donor 2024
- Posts: 5031
- Joined: 04 Dec 2010, 18:45
- x 496
Re: Pleasant insurance surprise
Thats done, just have to still wait for it to clearmyglaren wrote: 23 Mar 2024, 20:07 You should be able to take a photo of it on your phone and send that to the bank to deposit it.
Skoda Karoq 1.6tdi 2018
Peugeot boxer 2016
In the family
Cupra Leon 1.5tsi tourer 2024 daughter 1
C1 vtr+ 2010 daughter 2
Vw golf 1.9gttdi 150 spare toy.
Peugeot boxer 2016
In the family
Cupra Leon 1.5tsi tourer 2024 daughter 1
C1 vtr+ 2010 daughter 2
Vw golf 1.9gttdi 150 spare toy.