I got a new battery yesterday and the mechanic where I bought it from (it's a chain of autorepair shops that are abundant in this corner of Europe) told me that my turbo was about to pack in for good and I should get it changed ASAP. However, I'm always suspicious of mechanics from these places as I keep getting, how should I put this, erroneous advice from them. When my Volvo s60 was 7 years old and had 80k miles, one such mechanic said my clutch was on its way out (did another 80k with same clutch before I changed it out of prevention). And there are more instances but I won't go into it here.
Here's what the turbo looks like:

There's a bit of scorching above and some oil has dribbled out below, but I want to make sure I'm not being hoodwinked. No clouds of blue smoke are coming from the exhaust, though a dodgy turbo would explain the Depollution Faulty warning I get when I give the engine some beanage.
Any thoughts would be thoroughly appreciated.