I recently had to change my insurance on the Zx16v from lancaster who had gave me a ridiculous renewal premium . I rang around a few brokers and nobody wanted to give me an agreed valuation policy with limited mileage of 3k per year . I eventually got a good price from Adrian Flux , so I sent all my relevant pictures of the car , my old agreed value certificate from lancaster insurance for £1800 . This morning I received a letter from Flux's saying they valued the car at £1000 ! I rang them straight away and was told Lancasters agreed valuation certificate was out of date ?!?! And that if I wanted a higher value I would have to get an independant engineers report but this didn't guarantee me getting my higher valuation . All I want is to be able to replace my car should the worst happen (even though there are only 19 road going examples ) which I told the insurance company . I'm pretty sure if it wasn't a Citroen Zx16v and say something like a Vauxhall astra 2.0 Gsi they would have been more generous with their valuation . I will look into getting an engineers report but don't hold any hopes out . It certainly looks like I'll not be insuring with Flux's again . What's the big problem , if I had a modern car worth say £6000 they would have to either repair it or payout , on an agreed value one for the Zx all they have to payout is £1800 .
Mark
Another insurance rant !
Moderator: RichardW
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Another insurance rant !
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Re: Another insurance rant !
Sorry to hear that Mark.
Not sure whether or not you are in the CCC (?) however you can get an insurance valuation done through the CCC and you will get an official certificate of valuation.
Not sure whether or not you are in the CCC (?) however you can get an insurance valuation done through the CCC and you will get an official certificate of valuation.
Franklin
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- Posts: 1696
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Re: Another insurance rant !
Thanks for that Franklin , I'm not in the CCC but was looking at joining , the valuation would certainly be good.
Mark
Mark
2009 Landrover Freelander 2 TD4se (killed an Audi) , sadly now gone .
2012 Landrover Freelander 2 SD4 AUTO Love it . Now gone .
2014 Ford Bmax 1.0 Ecoboost Zetec . Fantastic little machine .Gone now.
2014 Ford Focus 2.0 Tdci Zetec S with the French heart.
2012 Landrover Freelander 2 SD4 AUTO Love it . Now gone .
2014 Ford Bmax 1.0 Ecoboost Zetec . Fantastic little machine .Gone now.
2014 Ford Focus 2.0 Tdci Zetec S with the French heart.