how easy is this? Ok here's a scenario:
I have a policy with the AA (fortis), and i'm gonna buy a new car, not sure which car i will buy, i finally decide to buy one say 250miles away, is it possible to call the AA, give my policy number and say, can you change the car to this "now"?? what happens then... do they say yes sure, it will be £40 more (or no difference) a year and will require a deposit of whatever now (plus admin fee or whatever else u got). Is it that easy? Can you actually just call and change, and drive ur new car? I should add that i pay by instalments and i'm probably around month 7.
So any stories? Advice?... oh and is it ok to drive without tax if my intentions are to tax it as soon as possible when i get home? provided i have MOT and insurance and valid driving licence?
thanks
deian
changing car- insurance question, also tax/mot
Moderator: RichardW
Yes, just phone and ask!!
Its unlikely they'll charge if they want your business, and its a pretty competitive area now- there are loads of insurance companies getting in on the act, even Tesco!
Does it matter anyway? If your'e paying by instalments and they want to charge you to change car,just stop paying and shop somewhere else.
You can only legally drive an untaxed car on the road to and from a prebooked MOT.
Its unlikely they'll charge if they want your business, and its a pretty competitive area now- there are loads of insurance companies getting in on the act, even Tesco!
Does it matter anyway? If your'e paying by instalments and they want to charge you to change car,just stop paying and shop somewhere else.
You can only legally drive an untaxed car on the road to and from a prebooked MOT.
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Last time I changed car I needed a cover note for the new car in advance, rang the insurance company who said "no problem, and we will cover both cars for a week in case you have a problem". We even got a £40 refund because the new car was a lower group.
Much better than getting pinged by ANPR and fined for no insurance.
Someone on another forum has just been fined for driving without tax. They also fined him for failing to renew his tax and for failing to display a tax disc. About £300 in all including the back tax.
Much better than getting pinged by ANPR and fined for no insurance.
NO!oh and is it ok to drive without tax
Someone on another forum has just been fined for driving without tax. They also fined him for failing to renew his tax and for failing to display a tax disc. About £300 in all including the back tax.
If you know for sure you will be having a particular car you can ring them up before hand asking for the new car to be put on your insurance from a certain date and time that way its all done ready for when you pick it up OR you can just ring them on the day to swap it over (hopefully your not in a queue for an hour )
Some companies will charge for putting another car on the insurance or changing policys before the yearly term is up however at 20 to go from the ZX to the Xantia it cost about £17 to switch cars before the term was finished.
If your paying monthly then I cant see the figure being increased too much unless your changing from a ZX to a Aston Martin Vanquish
Some companies will charge for putting another car on the insurance or changing policys before the yearly term is up however at 20 to go from the ZX to the Xantia it cost about £17 to switch cars before the term was finished.
If your paying monthly then I cant see the figure being increased too much unless your changing from a ZX to a Aston Martin Vanquish
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