Insurance For Younger Drivers
Moderator: RichardW
- daviemck2006
- (Donor 2020)
- Posts: 4991
- Joined: 04 Dec 2010, 18:45
- Location: Macduff
- My Cars: Far too many good ones to remember. Many BL, Vauxhall, Ford, Renault, Citroen, Peugeot, and now VAG
- x 488
Re: Insurance For Younger Drivers
I think its the guy with the shorts and high heels. Which I always turn over as it bugs me so much [emoji13]
Sent from my SM-G361F using Tapatalk
Sent from my SM-G361F using Tapatalk
Skoda Karoq 1.6tdi 2018
Citroen relay camper 2012
In the family
Seat Leon 1.5tsi tourer 2019 daughter 1
C1 vtr+ 2010 daughter 2
Citroen relay camper 2012
In the family
Seat Leon 1.5tsi tourer 2019 daughter 1
C1 vtr+ 2010 daughter 2
- CitroJim
- A very naughty boy
- Posts: 49662
- Joined: 30 Apr 2005, 23:33
- Location: Paggers
- My Cars: Bluebell the AX, Polly the C3 Picasso, Pix the Nissan Pixo, Propel the duathlon bike, TCR Pro the road bike and Fuji the TT bike...
- x 6208
- Contact:
Re: Insurance For Younger Drivers
New one on me Davie!!!
Jim
Runner, cyclist, time triallist, duathlete, Citroen AX fan and the CCC Citroenian 'From A to Z' Columnist...
Runner, cyclist, time triallist, duathlete, Citroen AX fan and the CCC Citroenian 'From A to Z' Columnist...
- daviemck2006
- (Donor 2020)
- Posts: 4991
- Joined: 04 Dec 2010, 18:45
- Location: Macduff
- My Cars: Far too many good ones to remember. Many BL, Vauxhall, Ford, Renault, Citroen, Peugeot, and now VAG
- x 488
Re: Insurance For Younger Drivers
If you ever see it you will see what I mean!
Speaking of insurance I'm away to drop the Renault off to its new owners before the insurance on it finishes at noon.
Sent from my SM-G361F using Tapatalk
Speaking of insurance I'm away to drop the Renault off to its new owners before the insurance on it finishes at noon.
Sent from my SM-G361F using Tapatalk
Skoda Karoq 1.6tdi 2018
Citroen relay camper 2012
In the family
Seat Leon 1.5tsi tourer 2019 daughter 1
C1 vtr+ 2010 daughter 2
Citroen relay camper 2012
In the family
Seat Leon 1.5tsi tourer 2019 daughter 1
C1 vtr+ 2010 daughter 2
- CitroJim
- A very naughty boy
- Posts: 49662
- Joined: 30 Apr 2005, 23:33
- Location: Paggers
- My Cars: Bluebell the AX, Polly the C3 Picasso, Pix the Nissan Pixo, Propel the duathlon bike, TCR Pro the road bike and Fuji the TT bike...
- x 6208
- Contact:
Re: Insurance For Younger Drivers
Have a good trip Davie!
Jim
Runner, cyclist, time triallist, duathlete, Citroen AX fan and the CCC Citroenian 'From A to Z' Columnist...
Runner, cyclist, time triallist, duathlete, Citroen AX fan and the CCC Citroenian 'From A to Z' Columnist...
- bobins
- Donor 2023
- Posts: 5744
- Joined: 05 Jul 2012, 18:07
- Location: Midhurst, West Sussex
- My Cars: Kia Sportage
Mazda BT-50
Land Rover SIII SWB
V-F-R800
SL320
MX5 - x 2895
Re: Insurance For Younger Drivers
You could do worse than have a look att the Moneysavingexpert page on how to deal with the comparison sites and how to get a cheaper quote:
http://www.moneysavingexpert.com/car-insurance/
There's some good info on there.
http://www.moneysavingexpert.com/car-insurance/
There's some good info on there.
Sadly no longer a C5 owner
- NewcastleFalcon
- Posts: 24765
- Joined: 25 Feb 2009, 10:40
- Location:
- My Cars:
- x 6892
Re: Insurance For Younger Drivers
I can hardly remember the old fashioned way now, pre internet all seemed so much easier perversely enough.
For probably 20 odd years I stayed with the same insurance company, and actually had an "insurance person" who sorted it out with a quick phonecall. House buildings and contents as well. Probably a far better model for the Company as well, create a good personal relationship with the customer, treat them well and enjoy long-term stable business.
Can't remember what precipitated the change but I suspect the Company modernised, got rid of the "person", started using the annual renewal as an opportunity to screw the existing customer for the maximum increase, relying on previous years customer loyalty and inertia.
I now change every year whether I need to or not, and have no loyalty whatsoever to any of the companies I use. Other things which annoy and alienate the customer are such things as the list of additional charges should you wish to change details on your policy for any reason. These "money for nothing " fees and services are rife across many financial services of course, and in the area of leasing and renting of property just about at their worst.
- back to your original request Jim, the fitting of a monitoring device in the car by the insurance company can reduce premiums. You might think that this could just be an excuse to hit you with later higher charges for deviant driving which you would find it difficult to disprove if the "computer say". It proved to be no problem, and maybe encourages a bit of more careful driving. I was also on the policy as a named driver which did reduce the first premium as well, and I used to get a dire warning every time I borrowed the car not to brake sharply and drive too fast! To be honest I was more conscious of that when I drove the car, as opposed to jumping in my own.
regards Neil
For probably 20 odd years I stayed with the same insurance company, and actually had an "insurance person" who sorted it out with a quick phonecall. House buildings and contents as well. Probably a far better model for the Company as well, create a good personal relationship with the customer, treat them well and enjoy long-term stable business.
Can't remember what precipitated the change but I suspect the Company modernised, got rid of the "person", started using the annual renewal as an opportunity to screw the existing customer for the maximum increase, relying on previous years customer loyalty and inertia.
I now change every year whether I need to or not, and have no loyalty whatsoever to any of the companies I use. Other things which annoy and alienate the customer are such things as the list of additional charges should you wish to change details on your policy for any reason. These "money for nothing " fees and services are rife across many financial services of course, and in the area of leasing and renting of property just about at their worst.
- back to your original request Jim, the fitting of a monitoring device in the car by the insurance company can reduce premiums. You might think that this could just be an excuse to hit you with later higher charges for deviant driving which you would find it difficult to disprove if the "computer say". It proved to be no problem, and maybe encourages a bit of more careful driving. I was also on the policy as a named driver which did reduce the first premium as well, and I used to get a dire warning every time I borrowed the car not to brake sharply and drive too fast! To be honest I was more conscious of that when I drove the car, as opposed to jumping in my own.
regards Neil
Only One AA Box left
687 Trinity, Jersey
687 Trinity, Jersey
- myglaren
- Forum Admin Team
- Posts: 25488
- Joined: 02 Mar 2008, 13:30
- Location: Washington
- My Cars: Mazda 6
Ooops.
Previously:
2009 Honda Civic :(
C5, C5, Xantia, BX, GS, Visa.
R4, R11TXE, R14, R30TX - x 4924
Re: Insurance For Younger Drivers
I've used confused.com for the past few years too. I do get an email approximately once a week from them but that goes straight in the bin.
- Stickyfinger
- (Donor 2016)
- Posts: 10449
- Joined: 28 Mar 2013, 21:05
- Location: Somset my lovleee
- My Cars: Xantia V6 ACTIVA 3ltr 24v Manual p1
Xm 2.1TD Ph2 Exclusive
AX, little Daffodil
SAXO White Mk1. Sally - x 1300
- Contact:
Re: Insurance For Younger Drivers
What ever you do Jim and no matter how much more it costs you and forget about the small print
.....REMEMBER the most important thing is that you get a free Meerkat !
They are so cute aren't they
.....REMEMBER the most important thing is that you get a free Meerkat !
They are so cute aren't they
Alasdair
Activa, the Moose Rider
3x C5x7 Steering racks and counting
Activa, the Moose Rider
3x C5x7 Steering racks and counting
-
- Posts: 1366
- Joined: 30 Oct 2012, 22:37
- Location: Chelmsford, Essex
- My Cars: Two C5's...
Lots of CXs...
A couple of Xantia...
A C2...
Lots of Prelude's...
And a Sunny! - x 66
- Contact:
Re: Insurance For Younger Drivers
confused.com and comparethemarket are the big 2.
Have used confused for years and tried comparethemarket a couple of years ago. Never had any unwanted phone calls or texts as a result.
I do get e-mails every now and again now, which I think is from when I used comparethemarket, but that's easily enough deleted. I assume I have set up preferences to say don't share and use for marketing etc. (that's what I'm always careful to do, just it was so long ago that I can't remember!)
Phone and text I would go apeshit about if that happened, some element of e-mail crap is unfortunately par for the course
Have used confused for years and tried comparethemarket a couple of years ago. Never had any unwanted phone calls or texts as a result.
I do get e-mails every now and again now, which I think is from when I used comparethemarket, but that's easily enough deleted. I assume I have set up preferences to say don't share and use for marketing etc. (that's what I'm always careful to do, just it was so long ago that I can't remember!)
Phone and text I would go apeshit about if that happened, some element of e-mail crap is unfortunately par for the course
--
Iain
1x '85 CX GTi Turbo s1 (metallic blue)
2x '85 CX GTi Turbo s2 t1 (metallic silver & grey)
'88 CX GTi Turbo s2 T2 (metallic light blue)
CX DTR T2 Safari (silver)
2x '96 Xantia Activa (Black & metallic green)
'01 C5 2.0 HDi LX Estate (Blue)
Iain
1x '85 CX GTi Turbo s1 (metallic blue)
2x '85 CX GTi Turbo s2 t1 (metallic silver & grey)
'88 CX GTi Turbo s2 T2 (metallic light blue)
CX DTR T2 Safari (silver)
2x '96 Xantia Activa (Black & metallic green)
'01 C5 2.0 HDi LX Estate (Blue)
- CitroJim
- A very naughty boy
- Posts: 49662
- Joined: 30 Apr 2005, 23:33
- Location: Paggers
- My Cars: Bluebell the AX, Polly the C3 Picasso, Pix the Nissan Pixo, Propel the duathlon bike, TCR Pro the road bike and Fuji the TT bike...
- x 6208
- Contact:
Re: Insurance For Younger Drivers
Thanks all very much appreciated. Got lots to go on now and spamassassin can deal with any fallout on the email front..
I'll report back in due course
I'll report back in due course
Jim
Runner, cyclist, time triallist, duathlete, Citroen AX fan and the CCC Citroenian 'From A to Z' Columnist...
Runner, cyclist, time triallist, duathlete, Citroen AX fan and the CCC Citroenian 'From A to Z' Columnist...
- myglaren
- Forum Admin Team
- Posts: 25488
- Joined: 02 Mar 2008, 13:30
- Location: Washington
- My Cars: Mazda 6
Ooops.
Previously:
2009 Honda Civic :(
C5, C5, Xantia, BX, GS, Visa.
R4, R11TXE, R14, R30TX - x 4924
Re: Insurance For Younger Drivers
What's the "Smileys" all about Jim - 'phone glitch?
- CitroJim
- A very naughty boy
- Posts: 49662
- Joined: 30 Apr 2005, 23:33
- Location: Paggers
- My Cars: Bluebell the AX, Polly the C3 Picasso, Pix the Nissan Pixo, Propel the duathlon bike, TCR Pro the road bike and Fuji the TT bike...
- x 6208
- Contact:
Re: Insurance For Younger Drivers
Tapatalk Steve. I'll edit them away next time I'm on my laptop.. Unless you want to... Smileys don't work as expected...
Jim
Runner, cyclist, time triallist, duathlete, Citroen AX fan and the CCC Citroenian 'From A to Z' Columnist...
Runner, cyclist, time triallist, duathlete, Citroen AX fan and the CCC Citroenian 'From A to Z' Columnist...
- Stickyfinger
- (Donor 2016)
- Posts: 10449
- Joined: 28 Mar 2013, 21:05
- Location: Somset my lovleee
- My Cars: Xantia V6 ACTIVA 3ltr 24v Manual p1
Xm 2.1TD Ph2 Exclusive
AX, little Daffodil
SAXO White Mk1. Sally - x 1300
- Contact:
Re: Insurance For Younger Drivers
Alasdair
Activa, the Moose Rider
3x C5x7 Steering racks and counting
Activa, the Moose Rider
3x C5x7 Steering racks and counting
- myglaren
- Forum Admin Team
- Posts: 25488
- Joined: 02 Mar 2008, 13:30
- Location: Washington
- My Cars: Mazda 6
Ooops.
Previously:
2009 Honda Civic :(
C5, C5, Xantia, BX, GS, Visa.
R4, R11TXE, R14, R30TX - x 4924
Re: Insurance For Younger Drivers
Fixed.CitroJim wrote:Tapatalk Steve. I'll edit them away next time I'm on my laptop.. Unless you want to... Smileys don't work as expected...
I recall now that Mike "Northerner" has the same problem.
- myglaren
- Forum Admin Team
- Posts: 25488
- Joined: 02 Mar 2008, 13:30
- Location: Washington
- My Cars: Mazda 6
Ooops.
Previously:
2009 Honda Civic :(
C5, C5, Xantia, BX, GS, Visa.
R4, R11TXE, R14, R30TX - x 4924
Re: Insurance For Younger Drivers
Fixed.CitroJim wrote:Tapatalk Steve. I'll edit them away next time I'm on my laptop.. Unless you want to... Smileys don't work as expected...
I recall now that Mike "Northerner" has the same problem.