Sloppysod wrote: 05 May 2019, 11:44 Another option, let them give is a category N (formerly D) and buy it back from the insurer, then get it repaired, or use it as it is.
That would be my approach, but probably only worth it if claimed off the other party insurer.
I had £850 on my BX, bought back for £68, spent about £150 on fixing it (£120 of bashing and secondhand bumper, £20 on scrapyard front wing, new indicator).
On my Xantia I received £650 in lieu of repairs, instead of writing it off. This took some discussion after it transpired that insurer did not want to insure write offs. Cost £15 for some glue for the bumper, £7 for paint aerosol (never used), £27 for secondhand towbar and shipping it, eventually £120 for towbar fitting as I didn't fancy it with a knee injury. It still has a dent above the wheelarch a bit like the picture starting the thread.
But receiving say £500 or so net may not be worth it if it comes off one's own insurance, loading the premiums up a bit for the next 2 or 3 years.
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