37%
Moderator: RichardW
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- Moderating Team
- Posts: 11563
- Joined: 02 Apr 2005, 16:11
- Location: Charmouth,Dorset
- My Cars: Currently:
C5 X7 VTR + Satnav Hdi estate Silver
C5 X7 VTR + Hdi Estate 2008 Red
In the past: 3, CX td Safaris and about 7, XM td estates. Lovely cars. - x 1199
Re: 37%
Fully comp, protected NCD, and can drive another car. I normally specify 10k miles but Direct line don't seem to ask. I am a named driver on my wifes policy and vice versa. I think my postcode of DT6 6DF has got a lot to do with the price, it's in the middle of nowhere with a practically zero crime rate and about 30 miles to the nearest big town.
Peter
Peter
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- (Donor 2020)
- Posts: 7172
- Joined: 08 Jun 2011, 18:04
- Location: GL15***
- My Cars: 2006 C5 2.0 Litre HDI VTR Automatic Estate.(now sold on)
Currently Renault Zoe 2014 ZE - x 2500
Re: 37%
Fully comprehensive seems to be the cheapest option everywhere, sounds daft but I found that the third party options etc. were in many cases double the price of comp.
I can remember insuring a car for RTA (Road Traffic Act) cover only for £7 a year, those were the days!
I can remember insuring a car for RTA (Road Traffic Act) cover only for £7 a year, those were the days!
Man is, by nature, a lazy beast, he does not need twice encouraging to do nothing.
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OnlineCitroJim
- A very naughty boy
- Posts: 49534
- Joined: 30 Apr 2005, 23:33
- Location: Paggers
- My Cars: Bluebell the AX, Polly the C3 Picasso, Pix the Nissan Pixo, Propel the duathlon bike, TCR Pro the road bike and Fuji the TT bike...
- x 6163
- Contact:
Re: 37%
Gibbo2286 wrote:Fully comprehensive seems to be the cheapest option everywhere, sounds daft but I found that the third party options etc. were in many cases double the price of comp.
Yes, bizarre isn't it... My future SIL works for the MIB. I must ask him why this is...
Jim
Runner, cyclist, time triallist, duathlete, Citroen AX fan and the CCC Citroenian 'From A to Z' Columnist...
Runner, cyclist, time triallist, duathlete, Citroen AX fan and the CCC Citroenian 'From A to Z' Columnist...
- Paul-R
- Donor 2023
- Posts: 6916
- Joined: 07 May 2009, 16:24
- Location: Wirral, NW England; Vaucluse 84, France
- Lexia Available: Yes
- My Cars: 2015 1.6 Blue HDi 120 Peugeot 308 Active SW
2013 2.0 HDi 163 C5 Exclusive Tourer
2003 2.0 HDi 110 C5 Exclusive Estate (Gone)
2001 2.0 HDi 90 Xsara Estate (Gone) - x 1369
Re: 37%
Men in Black?CitroJim wrote:My future SIL works for the MIB. I must ask him why this is...
As I get older I think a lot about the hereafter - I go into a room and then wonder what I'm here after.
Inside every old person is a young person wondering what the hell happened.
"Trying is the first step towards failure" ~ Homer J Simpson
Inside every old person is a young person wondering what the hell happened.
"Trying is the first step towards failure" ~ Homer J Simpson
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- (Donor 2020)
- Posts: 1810
- Joined: 19 Jan 2015, 17:42
- Location: Congleton
- Lexia Available: Yes
- My Cars: '95 Xantia 1.9D automatic - 109k one of two remaining
'03 206 GTi180 - 97k in pieces being brought back up to snuff
'03 206 1.9TD - home-built veg-fuelled B-road bruiser
'99 306 SE 2.0i cabriolet - 92k awaiting service work ready for next summer
'97 306 XS 1.6i 3 door, Bianca White, from dead 12 years & seized solid to road legal in 7 days - x 212
Re: 37%
Motor Insurers Bureau I think (I think I'd prefer the other option though, at least then they could wipe my memory of how ridiculous our insurance quotes are!)
'95 Xantia LX 1.9D-auto, Black, 109k
'03 206 GTi180 94k in surgery
'03 206 1.1S XUD9TE/veg project
'99 306 2.0SE cabriolet 95k summer toy
'97 306 XS 1.6i 99k sat 12 years, fixed in 7 days, 150mile maiden voyage
'03 206 GTi180 94k in surgery
'03 206 1.1S XUD9TE/veg project
'99 306 2.0SE cabriolet 95k summer toy
'97 306 XS 1.6i 99k sat 12 years, fixed in 7 days, 150mile maiden voyage
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- Posts: 4809
- Joined: 11 Jun 2007, 16:17
- Location: Christchurch, Dorset. UK
- My Cars: 2005 C5restyle 1.6HDI 16v 110hp VTR Estate
2008 C5 X7 1.6HDI VTR+ Saloon - x 231
Re: 37%
I've just got my renewal in the post today from Hastings Direct. Was £233.04 last year (which I had to haggle over) and they want £279.65 this year (20% increase) which I consider unjustified. They'll get a call from me soon demanding a satifactory reduction or I'll shop elsewhere (again).
ETA: I just noticed this paragraph at the bottom of my renewal notice;
You have been with us for a number of years. You may be able to get the insurance cover you want at a better price if you shop around
ETA: I just noticed this paragraph at the bottom of my renewal notice;
You have been with us for a number of years. You may be able to get the insurance cover you want at a better price if you shop around
Last edited by MikeT on 02 Jun 2017, 13:48, edited 1 time in total.
- bobins
- Donor 2023
- Posts: 5697
- Joined: 05 Jul 2012, 18:07
- Location: Midhurst, West Sussex
- My Cars: Kia Sportage
Mazda BT-50
Land Rover SIII SWB
V-F-R800
SL320
MX5 - x 2871
Re: 37%
CitroJim wrote:So, we get dangerous in our dotage then
No...... You get more dangerous in your dotage
Sadly no longer a C5 owner
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- (Donor 2020)
- Posts: 7172
- Joined: 08 Jun 2011, 18:04
- Location: GL15***
- My Cars: 2006 C5 2.0 Litre HDI VTR Automatic Estate.(now sold on)
Currently Renault Zoe 2014 ZE - x 2500
Re: 37%
bobins wrote:CitroJim wrote:So, we get dangerous in our dotage then
No...... You get more dangerous in your dotage
I think I was a lot more dangerous in my youth, in Egypt carrying a Sten gun.
Man is, by nature, a lazy beast, he does not need twice encouraging to do nothing.
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OnlineCitroJim
- A very naughty boy
- Posts: 49534
- Joined: 30 Apr 2005, 23:33
- Location: Paggers
- My Cars: Bluebell the AX, Polly the C3 Picasso, Pix the Nissan Pixo, Propel the duathlon bike, TCR Pro the road bike and Fuji the TT bike...
- x 6163
- Contact:
Re: 37%
ekjdm14 wrote:Motor Insurers Bureau I think (I think I'd prefer the other option though, at least then they could wipe my memory of how ridiculous our insurance quotes are!)
Yep, Right first time Dan! From speaking to him there are similarities to the other MIB though! Or, at least, that's the impression I get...
bobins wrote:CitroJim wrote:So, we get dangerous in our dotage then
No...... You get more dangerous in your dotage
Jim
Runner, cyclist, time triallist, duathlete, Citroen AX fan and the CCC Citroenian 'From A to Z' Columnist...
Runner, cyclist, time triallist, duathlete, Citroen AX fan and the CCC Citroenian 'From A to Z' Columnist...
Re: 37%
Gibbo2286 wrote:Fully comprehensive seems to be the cheapest option everywhere, sounds daft but I found that the third party options etc. were in many cases double the price of comp.
Third party only is always ridiculous, but for me TPFT has always beaten comp. If only by a few quid, but with the car worth no more than a couple of hundred quid I'm never going to claim if at all possible because the rise in premium will be more than the payout.
- bobins
- Donor 2023
- Posts: 5697
- Joined: 05 Jul 2012, 18:07
- Location: Midhurst, West Sussex
- My Cars: Kia Sportage
Mazda BT-50
Land Rover SIII SWB
V-F-R800
SL320
MX5 - x 2871
Re: 37%
When I had cause to contact the Motor Insurers Bureau to find out what exactly Admiral were playing at when dealing with my claim, I found them extremely helpful. Very shortly after the MIB got involved, Admiral suddenly decided they'd made a mistake and settled the claim out of their own pockets
In the end, insurers are in it to make money and will do whatever they reasonably can to make money. Can't really argue with that
In the end, insurers are in it to make money and will do whatever they reasonably can to make money. Can't really argue with that
Sadly no longer a C5 owner
- van ordinaire
- (Donor 2017)
- Posts: 2537
- Joined: 23 Jun 2015, 14:45
- Location: Live & work in London but weekend in Devon (or do I now live in Torbay & work in London?)
- My Cars: Citroens:-
'81 2CV Club (quietly sleeping in a parallel universe)
'05 (yes, really) C15
'97 Xantia Exclusive estate
others:-
'96 Jeep Cherokee Limited - the "donor"
'99 Jeep Cherokee Orvis - the green one
'97 Jeep Cherokee Limited - the red one
'99 Cadillac Seville STS
'96 Cadillac Eldorado ETC
& numerous what might be described as abandoned projects! - x 405
Re: 37%
Ah, so that's the price for living in sunnier climes.
Citroens:-
'81 2CV Club
'05 C15
'97 Xantia Exclusive estate
others:-
Jeep XJ Cherokees x 3
'96 Cadillac Eldorado
'99 Cadillac STS
& the numerous "abandoned projects"
'81 2CV Club
'05 C15
'97 Xantia Exclusive estate
others:-
Jeep XJ Cherokees x 3
'96 Cadillac Eldorado
'99 Cadillac STS
& the numerous "abandoned projects"
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OnlineCitroJim
- A very naughty boy
- Posts: 49534
- Joined: 30 Apr 2005, 23:33
- Location: Paggers
- My Cars: Bluebell the AX, Polly the C3 Picasso, Pix the Nissan Pixo, Propel the duathlon bike, TCR Pro the road bike and Fuji the TT bike...
- x 6163
- Contact:
Re: 37%
bobins wrote:When I had cause to contact the Motor Insurers Bureau to find out what exactly Admiral were playing at when dealing with my claim, I found them extremely helpful. Very shortly after the MIB got involved, Admiral suddenly decided they'd made a mistake and settled the claim out of their own pockets
Yes indeed, that's where the MIB really come into their own and that's the area of the MIB in which my FSIL works...
Jim
Runner, cyclist, time triallist, duathlete, Citroen AX fan and the CCC Citroenian 'From A to Z' Columnist...
Runner, cyclist, time triallist, duathlete, Citroen AX fan and the CCC Citroenian 'From A to Z' Columnist...
- van ordinaire
- (Donor 2017)
- Posts: 2537
- Joined: 23 Jun 2015, 14:45
- Location: Live & work in London but weekend in Devon (or do I now live in Torbay & work in London?)
- My Cars: Citroens:-
'81 2CV Club (quietly sleeping in a parallel universe)
'05 (yes, really) C15
'97 Xantia Exclusive estate
others:-
'96 Jeep Cherokee Limited - the "donor"
'99 Jeep Cherokee Orvis - the green one
'97 Jeep Cherokee Limited - the red one
'99 Cadillac Seville STS
'96 Cadillac Eldorado ETC
& numerous what might be described as abandoned projects! - x 405
Re: 37%
TPF&T always used to be cheaper than fully comp. but, inexplicably, that doesn't seem to have been the case for some time now.
Statistically older drivers are very safe, although that's bound to change as they become ever more numerous.
Reason does not enter into it with insurance companies who will do absolutely anything to, at very least, delay paying any claim & if they do have to, they will ensure that it doesn't actually cost them anything in the end, unless you have the misfortune to be responsible for a fatality, a major pile up, destroing a house or, possibly, writing off someone else's Lambo, Bentley or similar.
Statistically older drivers are very safe, although that's bound to change as they become ever more numerous.
Reason does not enter into it with insurance companies who will do absolutely anything to, at very least, delay paying any claim & if they do have to, they will ensure that it doesn't actually cost them anything in the end, unless you have the misfortune to be responsible for a fatality, a major pile up, destroing a house or, possibly, writing off someone else's Lambo, Bentley or similar.
Citroens:-
'81 2CV Club
'05 C15
'97 Xantia Exclusive estate
others:-
Jeep XJ Cherokees x 3
'96 Cadillac Eldorado
'99 Cadillac STS
& the numerous "abandoned projects"
'81 2CV Club
'05 C15
'97 Xantia Exclusive estate
others:-
Jeep XJ Cherokees x 3
'96 Cadillac Eldorado
'99 Cadillac STS
& the numerous "abandoned projects"
Re: 37%
Personal injury is a big cost The money paid out is staggering. I read a lot of cases where claims were well over £500,000. Some were involving cars and motorbikes. With operations loss of earnings ie, what a person would have earned in high paid jobs. The way it totalled up and was awarded took me by surprise. Surgeons and Consultants are at court regular in these cases.
Citroen C5 1.6 HDI 110bhp Estate 06 plate
French Mistresses gone.
Citroen C5 HDI Mk 1 hatchback
Vel Satis 3.5 v6
ZX 1.9D Est.
ZX 1.9DHatch
Xantia 1.9td est.
Xantia 2.0 hdi Est.
Xantia V6 MK1
Xantia V6 MK 2
French Mistresses gone.
Citroen C5 HDI Mk 1 hatchback
Vel Satis 3.5 v6
ZX 1.9D Est.
ZX 1.9DHatch
Xantia 1.9td est.
Xantia 2.0 hdi Est.
Xantia V6 MK1
Xantia V6 MK 2