V6 Xantia......... the beginning of another adventure

[Trainman]

I think that I pay enough in premiums for them to do their job which is to take care of me, their customer......
Insuring three cars is no small order, and I demand satisfaction! On the bright side I won't be claiming the universal "whiplash" cover all, as I believe it's an excuse...... just saying

[daviemck2006]

Could I claim I have been psychologically damaged seeing a mates car being damaged? And that flying debris from the accident damaged the front of me c5 some 250 miles away?

[Trainman]

Could I claim I have been psychologically damaged seeing a mates car being damaged? And that flying debris from the accident damaged the front of me c5 some 250 miles away?

Don't see why not, after all it's affected your speech and spelling..

[KP]

Have to believe it Mike.

Other year the rangey was valued at 12.5k.
Repair was quoted at 11k for the work on it, £10.5k for hire car, and no quibble 'personal injury and inconvenience payment of 3k.

I said I was to be put back as I was and we thru their insurance and said if they wished to write it off I would need to retain salvage on it but they opted for the above. Paying twice the value of the vehicle to put me back as I was

They usually get round it by just upping their offer to a decent rate and thus most people accept it

Live become quite versed in this just as much as David has I think if you want to ask either of us I'm sure we can help

[Northern_Mike]

I think that I pay enough in premiums for them to do their job which is to take care of me, their customer......
Insuring three cars is no small order, and I demand satisfaction!

Why are you paying the cost of three cars for the Xantia?

Oh? You're not, you're paying the cost of one, aren't you?..... Your other two cars premiums are immaterial to this discussion.

[CitroJim]

Dear sir citro Jim I hereby apologise profusely for saying your 998 cc straight 3 is puny. Please accept my apologies and don't ban me from the forum.

Don't worry Davie, I wouldn’t dream of it Anyway, I just put it down to the trauma you suffered from that accident you witnessed 250 miles away affecting your perception of the 998cc engine..

It may be small but it has the heart of a lion and goes like a scalded cat

And when not going like a scalded cat it purrs

[Trainman]

I think that I pay enough in premiums for them to do their job which is to take care of me, their customer......
Insuring three cars is no small order, and I demand satisfaction!

Why are you paying the cost of three cars for the Xantia?

Oh? You're not, you're paying the cost of one, aren't you?..... Your other two cars premiums are immaterial to this discussion.

You know what, you're quite right........ talk about kick somebody when they're down........ I can't be bothered anymore........

[Northern_Mike]

Have to believe it Mike.

Other year the rangey was valued at 12.5k.
Repair was quoted at 11k for the work on it,

The rest of your post is irrelevant. The car is still worth repairing. The other bits and pieces are simply costs that would have to be paid anyway.

[Northern_Mike]

I think that I pay enough in premiums for them to do their job which is to take care of me, their customer......
Insuring three cars is no small order, and I demand satisfaction!

Why are you paying the cost of three cars for the Xantia?

Oh? You're not, you're paying the cost of one, aren't you?..... Your other two cars premiums are immaterial to this discussion.

You know what, you're quite right........ talk about kick somebody when they're down........ I can't be bothered anymore........

You were the one going on about how insuring 3 cars is no small order, not me. I also insure 3 cars... I wouldn't go around complaining about the cost of insuring the other two if one of them got smashed up. It's called life. What I will complain about is people demanding, or advising others to demand effectively worthless cars get repaired at massive cost to the insurer, which then gets passed on to the punter - i.e. You and me, the very same people who appear to (well, you, anyway) complain about the cost in the first place.

[BW]

Really sorry to hear about this Steve, main thing of course is that you're ok but it's really sad to lose such a lovely car. I know that I would be absolutely gutted in such a situation.
It would be great if it could be salvaged though, I hope it can.

[Northern_Mike]

Really sorry to hear about this Steve, main thing of course is that you're ok

Exactly. Nothing else is important. It's only a lump of metal, however nice it was.

[Hell Razor5543]

Just a thought. What parts on the Xantia could be swapped over to the 407? It would be nice to keep them both on the road, but if the worst comes to the worst, saving money where possible isn't a bad thing.

[KP]

The repair bill of £25k was more than the value of the vehicle. Thus it was technically a write off.

Mr W I'll keep my finders crossed for you and the Xantia

I don't think any parts bar some fuses are shared between the two cars though

[Hell Razor5543]

Not even the coil packs?

[Northern_Mike]

The repair bill of £25k was more than the value of the vehicle.

No, the repair bill was £11.5k as you stated. The rest is incidental.

My insurance company hired me a car for 7 weeks back in 2011 while they decided what to do with an S-reg Focus 1.6 that had a bent door. That alone cost way, way more than the car was worth. In the end, to my everlasting surprise, they repaired it at a cost of over £900 - I'd only paid £450 for the bloody thing in the first place and although mechanically sound with a 11 month ticket (which again, it passed, to my surprise!) it was a complete shed. I sold it a week after I got it back for £550...