In November 2018 while driving on a dark country road I had the misfortune to hit a rather large deer, which resulted in the car being an insurance write off. It was a Seat Leon which I had recently bought and it was in absolutely immaculate condition. I was going to repeat it myself, but because the car was so good it would have ruined it getting fixed with salvage parts. I can't remember the exact figures but do recall that I got paid out a few hundred more than I paid for the car, and I saw it for sale in a salvage auction a few weeks later.
So I know it was put back on the road, been constantly tested and taxed since. Imagine my surprise then when today I got a letter from the insurance company stating they had under valued the car by nearly £500! Add on interest of nearly £200 and I'm going to get a cheque for this within the next 14 working days!
Now with so much scams on the go this has made me wonder about this. The letter looks genuine, there is a number to call and an email address to contact if I have any questions about this. However the letter states there is no need to contact them, the cheque will automatically sent with no further action on my part.
I am not going to contact them, I will wait the time, I suppose 3 weeks and see what happens. I shall let you know if I do get this money. I don't think its a scam and the cash will come in very handy though.
Pleasant insurance surprise
Moderator: RichardW
- daviemck2006
- (Donor 2020)
- Posts: 4991
- Joined: 04 Dec 2010, 18:45
- Location: Macduff
- My Cars: Far too many good ones to remember. Many BL, Vauxhall, Ford, Renault, Citroen, Peugeot, and now VAG
- x 488
Pleasant insurance surprise
Skoda Karoq 1.6tdi 2018
Citroen relay camper 2012
In the family
Seat Leon 1.5tsi tourer 2019 daughter 1
C1 vtr+ 2010 daughter 2
Citroen relay camper 2012
In the family
Seat Leon 1.5tsi tourer 2019 daughter 1
C1 vtr+ 2010 daughter 2
- Huskyxantia
- Donor 2023
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Peugeot 206 sw 1.4hdi
Other models
Skoda fabia,escort van,ford ka,Vauxhall astra g car & estate, Vauxhall corsa b, Suzuki swift
Escorts mk 1,2,3,4,5 fiestas mk 1,2, Sierra diesel mk1 Mondeo mk1 diesel .
Peugeot 207 , 307sw
Now cars
Picasso 2.0Hdi now gone to scrappie
Citroen zx estate 1.9D the cherished one
Peugeot 206cc raised from the dead & saved from the crusher traded up to a 308cc
307sw traded for the 207 .
Wish list.
Peugeot 405 diesel
106 or 206
Mondeo Mk1 diesel once owned 1.8tdi was real nice. - x 429
Re: Pleasant insurance surprise
Well , this will be an intersting post to watch , not like an insurance company to admit to under paying there claims
Husky.
- daviemck2006
- (Donor 2020)
- Posts: 4991
- Joined: 04 Dec 2010, 18:45
- Location: Macduff
- My Cars: Far too many good ones to remember. Many BL, Vauxhall, Ford, Renault, Citroen, Peugeot, and now VAG
- x 488
Re: Pleasant insurance surprise
Especially after 5 years plus!Huskyxantia wrote: ↑20 Mar 2024, 19:24 Well , this will be an intersting post to watch , not like an insurance company to admit to under paying there claims
Skoda Karoq 1.6tdi 2018
Citroen relay camper 2012
In the family
Seat Leon 1.5tsi tourer 2019 daughter 1
C1 vtr+ 2010 daughter 2
Citroen relay camper 2012
In the family
Seat Leon 1.5tsi tourer 2019 daughter 1
C1 vtr+ 2010 daughter 2
- daviemck2006
- (Donor 2020)
- Posts: 4991
- Joined: 04 Dec 2010, 18:45
- Location: Macduff
- My Cars: Far too many good ones to remember. Many BL, Vauxhall, Ford, Renault, Citroen, Peugeot, and now VAG
- x 488
Re: Pleasant insurance surprise
Cheque arrived in post today. Still got to deposit it yet but certainly seems real!
Skoda Karoq 1.6tdi 2018
Citroen relay camper 2012
In the family
Seat Leon 1.5tsi tourer 2019 daughter 1
C1 vtr+ 2010 daughter 2
Citroen relay camper 2012
In the family
Seat Leon 1.5tsi tourer 2019 daughter 1
C1 vtr+ 2010 daughter 2
- myglaren
- Forum Admin Team
- Posts: 25493
- Joined: 02 Mar 2008, 13:30
- Location: Washington
- My Cars: Mazda 6
Ooops.
Previously:
2009 Honda Civic :(
C5, C5, Xantia, BX, GS, Visa.
R4, R11TXE, R14, R30TX - x 4924
Re: Pleasant insurance surprise
You should be able to take a photo of it on your phone and send that to the bank to deposit it.
- Sloppysod
- Donor 2024
- Posts: 1005
- Joined: 23 May 2015, 23:35
- Location: North Wales
- My Cars: Citroens
1 x GS, 1 x GSX (Banger raced), 1 x GSA,
2 x CX Famililles, 1 x CX GTI,
BX, XM, Xantia, C5 Mk1,
C4 (Coupe), C4 (B7),
C5 (X7) - RIP April 2024
Renault
R4 Van
Fuego
Clio Campas - x 218
Re: Pleasant insurance surprise
Depends on Bank.
Stu
"Some cause happiness wherever they go, others whenever they go"Oscar Wilde (1854-1900)
Major interventions
C5 Steering rack @ 58,000 mi
4 discs & Pads @ 63,585 mi
2 (AM6) oil exchanges @ 58,876 & 72,378 mi
"Some cause happiness wherever they go, others whenever they go"Oscar Wilde (1854-1900)
Major interventions
C5 Steering rack @ 58,000 mi
4 discs & Pads @ 63,585 mi
2 (AM6) oil exchanges @ 58,876 & 72,378 mi
- myglaren
- Forum Admin Team
- Posts: 25493
- Joined: 02 Mar 2008, 13:30
- Location: Washington
- My Cars: Mazda 6
Ooops.
Previously:
2009 Honda Civic :(
C5, C5, Xantia, BX, GS, Visa.
R4, R11TXE, R14, R30TX - x 4924
Re: Pleasant insurance surprise
Quite possibly.
Mine does and several of my kids and grandkids can. All different banks.
Mine does and several of my kids and grandkids can. All different banks.
- daviemck2006
- (Donor 2020)
- Posts: 4991
- Joined: 04 Dec 2010, 18:45
- Location: Macduff
- My Cars: Far too many good ones to remember. Many BL, Vauxhall, Ford, Renault, Citroen, Peugeot, and now VAG
- x 488
Re: Pleasant insurance surprise
Thats done, just have to still wait for it to clear
Skoda Karoq 1.6tdi 2018
Citroen relay camper 2012
In the family
Seat Leon 1.5tsi tourer 2019 daughter 1
C1 vtr+ 2010 daughter 2
Citroen relay camper 2012
In the family
Seat Leon 1.5tsi tourer 2019 daughter 1
C1 vtr+ 2010 daughter 2