Yesterday I decided to acquire a quote from Adrian Flux as they are advertised on the back cover of the CCC magazine.
They want me to believe that my Tow ball on my 1998 Mk2 Citroen Xantia is a modification to the Body work.
This is slightly questionable as the tow bracket bolts to the chassis, Not the body.
with my 9 years NCB I found Adrian Flux to be the most expensive fully comp insurer thus far being
£110 more than the cheapest.
Any Thoughts?
Adrain Flux Modifications to your vechicle
Moderator: RichardW
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Adrain Flux Modifications to your vechicle
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New addition Citroen C5 2.0 HDi Exclusive Hatch purchased 09/12/2016 with 83K on the clock.
Re: Adrain Flux Modifications to your vechicle
If it was fitted when the car was bought it's not an after market modification
- Timmo
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Re: Adrain Flux Modifications to your vechicle
however, Any item that is Not Standard equipment on the vehicle Is and can be by picky insurers as a Modification, LED interior lights are a Mod,
i've heard of one guy in the BX fraternity that had a claim refused due to having 185/60/14's on his std alloys instead of the 195/60/14's as fitted std.
i hav also known of people that have listed All and every mod on their policies! Just incase!!!
i've heard of one guy in the BX fraternity that had a claim refused due to having 185/60/14's on his std alloys instead of the 195/60/14's as fitted std.
i hav also known of people that have listed All and every mod on their policies! Just incase!!!
After All, I am the Cornish one!
'58 C2 Code
'58 partner teepee outdoor
'58 C2 Code
'58 partner teepee outdoor
- myglaren
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Re: Adrain Flux Modifications to your vechicle
A workmate has a very heavily bugg - er - modified Saxo that he has disclosed every mod to the insurance company and IIRC it was Adrian Flux.
He pays less insurance than I do.
He pays less insurance than I do.
Re: Adrain Flux Modifications to your vechicle
I know of someone that has a car with a non factory fitted sunroof.
Now if an insurance company want to look at the factory build sheet for vehicles that have things like this, that look like that they were made with them, as they have been fitted to look like a factory item, they could use it as a get out clause on a claim!
The thing is not everyone would be aware of what was there ex works, and could be caught out by dealers, or importers that have fitted these items to improve the specification.
Now if an insurance company want to look at the factory build sheet for vehicles that have things like this, that look like that they were made with them, as they have been fitted to look like a factory item, they could use it as a get out clause on a claim!
The thing is not everyone would be aware of what was there ex works, and could be caught out by dealers, or importers that have fitted these items to improve the specification.
ACTIVA
The car that looks like a family car, but has special secret hidden abilities.
The car that looks like a family car, but has special secret hidden abilities.
Re: Adrain Flux Modifications to your vechicle
Where do they draw the line?
Non-OEM wiper blades?
Air freshener
Non-OEM wiper blades?
Air freshener
Re: Adrain Flux Modifications to your vechicle
Non oem fit brake pads lol
D
D
XM Prestige PRV6 92
Talbot Express Autotrail Chinook 89
Mitsubishi L200 Trojan 14
Xantia Activa 95, sold (missed)
Service Citroen is awesome, it shows me pictures of all the parts i used to be able to buy............
Talbot Express Autotrail Chinook 89
Mitsubishi L200 Trojan 14
Xantia Activa 95, sold (missed)
Service Citroen is awesome, it shows me pictures of all the parts i used to be able to buy............
Re: Adrain Flux Modifications to your vechicle
Non OEM pedal rubbers!
ACTIVA
The car that looks like a family car, but has special secret hidden abilities.
The car that looks like a family car, but has special secret hidden abilities.
- Stickyfinger
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Re: Adrain Flux Modifications to your vechicle
OEM Citroen Car Wax ?
Alasdair
Activa, the Moose Rider
3x C5x7 Steering racks and counting
Activa, the Moose Rider
3x C5x7 Steering racks and counting