XANTIA INSURANCE (again) what do u pay?

dan.2cv · Post by **dan.2cv** » 24 Feb 2005, 16:54

I'm really interested to find out what people are paying for their Xantia insurance. Mine has just come up for renewal and I'm sick to be paying just short of £400 - half the car's value.
Try and keep replies concise!
So:
male, 29, single, nurse, 1 fault claim 2003(protected), 7yrs NCB, fairly high crime area (Romford-the shame) car as below, 5000mls p/a, no commuting, no protected NCB, no legal, no other extras, car parked on street.
More Than are cheapest at £395.

born2die · Post by **born2die** » 24 Feb 2005, 17:01

male 29 manager 1998 Activa 3 convictions all in10 from 4 years ago paying £750 ish living in nuneaton car on street but I did just try another company and they quoted me £600 I think it was quoteline direct they seem very cheap.

Richard Gallagher · Post by **Richard Gallagher** » 24 Feb 2005, 18:13

Xantia TD VSX, 45 years old, me not the car, clean licence, commuting, car garaged, 15+ years no claims £205.

Pat · Post by **Pat** » 24 Feb 2005, 18:20

42 years old 5 years ncb. Car activa 1997. parked on drive
Driver no convictions in 25 years of driving.
Price 455 per annum with " more than "
Tescos are also cheap on the net

DervDonkey · Post by **DervDonkey** » 24 Feb 2005, 18:33

Male, 38, engineer, no convictions, 1 claim (2004), car parked on street, Shropshire. Last year's premium for the Xantia was £290 TPFT (Norwich Union, hadn't made the claim then!). I've just dug a '96 ford escort 1.6 out of a shed where it's been for the last 3 years (temporary - and free - replacement for my bent Xantia), I insured it yesterday - cost? £195 TPFT at Churchill with protected NCD. Go figure.

Post by **RichardW** » 24 Feb 2005, 18:44

97 (mk1) Xantia TD VSX. Me: male, 30, married, no convictions, 8 years no claims, 20k miles pa. With wife on insurance, business use for both of us, FC, protected NCD, it was about £250 last year with elephant.co.uk Due in a few weeks, so we'll see what that brings!
I understand that MK II Xantias are more expensive to insure due to more expensive body coloured bumpers. HDi 110 is about group 14 as well, so not looking forward to paying out for that when I can afford one!

Post by **martyhopkirk** » 24 Feb 2005, 21:36

Male - 37 - District Nurse. No convictions, equiv of 3 years NCB, 2 own fault accidents in last 5 years ( 1 total loss - my fault ripped hole in side of car on B&Q shopping trolley park) 2 non fault accidents 10K miles / year, wife as 2nd driver (32 no convictions, 1 total loss claim - theft of car by one of my darling patients!).
Xantia 2.0 HDi (90Bhp)2000 W plate.
Direct Liars
£645 FC including Buisness use for me & Wife.

np · Post by np » 24 Feb 2005, 23:27

Car as below,Male,nearly 30,5 yrs ncb,no claims/convictions,12k p/a,s.d.p & commuting,Bristol,parked on drive,no l/cover or protected ncb,£350 f/comp.Can drive any car,3rd p,f&t.Caravan club insurance.

andycarter · Post by **andycarter** » 25 Feb 2005, 00:58

Just been to elephant.co.uk quoted for the car in my name with girlfriend as additional driver £470 FC, then did it again in her name with me as additional driver - a mere £360 FC.
Me 28yrs 3 points, her 25yrs 0 points. How can they get away with this sort of thing??

pagh · Post by **pagh** » 25 Feb 2005, 14:57

Hello
I was wondering how much a young driver in UK pay for insurance?
Fx 20 yrs, driving for 1 year, 1995 Xantia 1.8i 8v, 0 pts and around 10K miles/year.
Here in Denmark i pay around 1000 pounds/year for insurance, and that is cheap.
Many young people pay around 1200-1500 pounds/year.

Mosser · Post by **Mosser** » 25 Feb 2005, 16:01

Male 32 3 speeding convictions totalling 11 points, 2 accident claims in last 5 years, 70,000 miles/year business and lesiure use on a Xantia 1.8i 16v £470 FC

HaydnR · Post by **HaydnR** » 25 Feb 2005, 17:28

Sexism eh andy. It is the same with house insurance, it s cheaper in my wifes name.

Kowalski · Post by **Kowalski** » 25 Feb 2005, 17:38

<blockquote id="quote"><font size="1" face="Verdana, Arial, Helvetica" id="quote">quote:<hr height="1" noshade id="quote"><i>Originally posted by HaydnR</i>

Sexism eh andy. It is the same with house insurance, it s cheaper in my wifes name.
<hr height="1" noshade id="quote"></blockquote id="quote"></font id="quote">
It might be cheaper, but if you're the main driver and you name her as the main driver its illegal too.

Post by **philhoward** » 25 Feb 2005, 22:19

Male, 31, Mid-risk postcode, Xantia TD VSX, '94M. 6 years NCB, protected. No claims or convictions (less than 7 years, anyway...). 12k p.a., self and wife, £295 - Norwich Onion Direct. Their renewal quote was £555; had a very small haggle (told them the Elephant/etc quotes of £305-320), and they dropped it to keep my business. I then got a £50 loyalty cheque 2 months later as well! I think their current offer is 14 months instead of 12 for the same money...15% saving

Stempy · Post by **Stempy** » 26 Feb 2005, 02:53

42 yrs, 3 years NCB, no convictions, car on drive,SDP commuting & Business, spouse included, Xantia 3.0 V6, £350 TPFT just renewed.